HOLD ON: Are you sure? Your DREAM HOME is also a GREEN HOME?

The propensity to urbanize India for providing homes is on full swing. The reality sector is on upswing. The result is more and more Indian cities are turning into a concrete jungle abandoning the green covers and cutting down trees without re plantation. Blind following of this pattern will lead to energy crisis.   

As the Lucknow has also joined the bandwagon, there are numerous big wigs present, offering homes under different segments.  There are thousands of property sites in Lucknow up for grab. But before buying the property, you can ensure your responsibility towards environment and buy a home which is a green one. How to identify a green home:

·         Energy efficient windows and doors

·         Digital thermostats

·         Low plumbing fixtures

·         Low-energy lightening systems

·         Rain water harvesting system

·         Tank less water heaters, etc.

·         Solar Panels on Building Facade

The buyers are also advised to check for air leaks around windows and doors, quiz about heating and cooling systems, to protect it against heat and weather.

Those who are conscious of their responsibility towards environment can ask to produce the LEED (Leadership in Energy and Environmental Design) certification from their developers, to ascertain project’s ‘green’ credentials. It is a rating system created by the US Green Building Council. 

The basic criteria of the Green buildings are to limit the consumption and destruction of natural resources as it’s our responsibility to keep the planet green and alive for our generations to come. Whenever a building is constructed as per green standards; the land is checked for soil erosion, topography and vegetation, and heat island effect. Energy efficiency during construction is achieved by employing CFC-free equipment, solar water heating, tapping on-site renewable energy sources, and energy metering. The indoor environment improves through measures such as ample provision for day-lighting and fresh air ventilation, using low-volatile organic compound (VOC) materials, and good exhaust system.

There are the some important aspects to know beforehand to know what to look out for - to ascertain the fact - whether or not your money is going to a developer who equivocates your concerns towards building green buildings. “What may seem a larger investment in the beginning will reward you with significant savings in the years to come along with peace and happiness”.

Buying Your Dream Home: 5 Tips to Look Out Before You Nail the Deal

Buying the home of dreams is not the easiest of the tasks. It is, undoubtedly, one of your biggest financial purchases from your lifetime’s hard earned money, so it should go perfectly, be it is happening for the first time or it’s the last spending.

‘Planning’ comes in whenever you find yourself unable to save enough money to purchase a new house. Planning of the financial aspects is equally important if not more as saving. Also, the thing to consider before buying a house; is it the location or is it the budget? Which is the deciding force?

Here are five things to be checked before you nail the deal and move to your dream house:

 Budget Friendly

This is the most dominating force when it comes to buying from the Indian people’s perspective, evident from old saying “Chadar ke hisab se pair failane chahiye” means one should spent that much he can afford. True, isn’t it? Needless to say it is always advisable to do a careful study of your finances before you start looking for a house to avoid a wrong financial decision gives you nightmarish experience.

You are in the best positions to decide whether you are going to pay all the money one time you are going the most-taken EMI route

 Home Loan Options

As the soaring property prices, only few can manage to buy it in one go and  whenever you don’t have that much cash better for home loans, There are banks that’ll provide you home loan with the minimum rate of interest.

You can visit the websites of the banks to have information about eligibility and the rate for home loans. Also there are EMI calculation apps available wherein you may calculate the EMI.

Decide the choice between ‘fixed rates of interest’ or ‘floating’ or you would like to have a mix of both. Only seek help from the bank’s relationship manager rather banking on consultant or so called property experts, your entire financial burden depends on it. 

 Coming up Locations

It comes after financial calculations are done, deciding upon the location of your property. Decide, where exactly do you want your dream home to be? Whether would it is rapidly coming up suburban location or an urban area? If you wish to live in a peaceful isolated community or close to the main hustle-bustle of the city, then open your pockets as these things are going cost you dearly. Instead prefer a location which is rapidly coming up. You can buy residential property in Lucknow on the outskirts of the city as it is being developed on the lightening fast speed.

Your dream home is..

From the very beginning of the purchase procedure you know about your preferences whether you want to move to an apartment, flat, penthouse, villa, duplex, row house to a big bungalow. But you know it as your desire grew bigger so is the size of the budget. 

These things depend a lot on the size of your family to the professional needs of oneself. Is your family going to be bigger any time in near future while you’re in this house? Do you plan to get a pet? And many other things among the desires

Get insured with Insurance policies

Insurance, the most forgotten factor, you go through among the excitement of buying a property. The overwhelming experience to buy a house sometimes makes you forget that it is needed to be protected,

It is evident from the former Finance Minister P. Chidambram “India is one of the most under-insured countries in the world as non-life insurance sector has a penetration of only 0.7 percent in the country,”

We dearly hope that if not all some of the uncertainties while deciding to buy a new house would have been answered with this post. Now go Happy house-hunting with these home buying tips!

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The residential property in Lucknow is soaring high with budget friendly, home loan options with rapidly coming up locations to variety of properties available with best of the insurance policies.